Descubra la tarjeta de crédito perfecta para construir su historial crediticio en EE. UU.

For those starting their financial journey in the United States, such as immigrants, international students, or young professionals, building a good credit history can feel like a daunting challenge.

Many face rejections when applying for traditional credit cards simply because they lack prior credit history.

This is where the Tomo Credit Card stands out as an innovative solution.

Unlike traditional credit cards, the Tomo Credit Card is designed for individuals who want to build or improve their credit without the usual barriers.

The biggest advantage? It does not require a credit history, and it eliminates annual fees, security deposits, or credit checks. That’s right—Tomo offers a transparent and accessible credit card from day one.

How Does the Tomo Credit Card Work?

The Tomo Credit Card takes a modern and inclusive approach. Instead of assessing your credit history, Tomo evaluates your current financial situation by linking to your bank account. This ensures:

• A credit limit based on your actual financial stability.
• A fast, hassle-free approval process.
• A responsible credit limit tailored to your financial reality, helping you avoid excessive debt.

Another standout feature of the Tomo Credit Card is the automatic weekly payment system, which eliminates interest and protects you from late fees.

This system not only keeps your finances on track but also fosters a healthier relationship with credit.

Key Benefits of the Tomo Credit Card

Beyond being a powerful tool to build a strong credit history, the Tomo offers additional perks, such as:

• No fees or interest: Zero annual fees, zero interest, and no hidden charges.
• Programa de recompensas: Earn points for every dollar spent and redeem them for benefits that matter in your everyday life.
• Accessible to everyone: No credit history or SSN (Social Security Number) is required, making it ideal for immigrants and international students.
• Informes a burós de crédito: Tomo reports your activity to the major credit bureaus (Equifax, Experian, and TransUnion), helping you build a solid credit history.

Why Choose the Tomo Credit Card?

If you’re tired of hearing “no” from traditional financial institutions, Tomo offers a new, more inclusive approach.

It opens doors for those who want to build a solid financial future without unnecessary fees or complications.