Descubra un mundo de recompensas de viaje con la tarjeta Chase Sapphire Preferred®

Elevate Your Travel and Dining with Unmatched Rewards

Imagine jetting off to your dream destination or savoring a gourmet meal, all while earning rewards that bring your next adventure closer.

El Tarjeta Chase Sapphire Preferred® is your ticket to a world of premium travel and dining benefits, designed for those who crave experiences without breaking the bank.

With a modest $95 annual fee, this card delivers exceptional value through generous rewards, flexible redemption options, and robust travel protections.

Ready to transform your spending into unforgettable journeys? Let’s dive into why the Chase Sapphire Preferred is a must-have for savvy travelers and foodies alike.

Why the Chase Sapphire Preferred Stands Out

The Chase Sapphire Preferred® Card is a powerhouse in the travel rewards space, offering a compelling mix of earning potential and benefits that cater to both frequent flyers and occasional adventurers.

Here’s a closer look at what makes this card shine:

Lucrative Rewards Structure

• 2X Points on Travel and Dining: Earn 2 points per dollar spent on travel (including airfare, hotels, car rentals, and more) and dining (from fine restaurants to takeout and delivery services).
• 1X Point on All Other Purchases: Every dollar spent outside these categories still earns 1 point, ensuring no purchase goes unrewarded.
• Bonus Categories: Occasionally, Chase offers limited-time bonus rewards, such as 5X points on Lyft rides through March 2025 or Peloton purchases (up to 25,000 points through December 2027).

Generous Sign-Up Bonus

New cardholders can earn 60.000 puntos de bonificación after spending $4,000 on purchases within the first 3 months of account opening. When redeemed through Chase Travel℠, these points are worth $750 toward travel, covering flights, hotels, car rentals, or cruises. This bonus alone can offset the $95 annual fee for years, making it a fantastic deal for those who meet the spending requirement.

Flexible Point Redemption

Chase Ultimate Rewards® points are among the most valuable in the industry, thanks to their flexibility:

• 25% More Value Through Chase Travel: Points redeemed for travel through Chase Travel℠ are worth 1.25 cents each, turning 60,000 points into $750.
• Transfer to Travel Partners: Transfer points at a 1:1 ratio to 13 airline and hotel loyalty programs, including United MileagePlus, Southwest Rapid Rewards, World of Hyatt, y Marriott Bonvoy. This can yield even higher value, such as booking a first-class flight with Singapore Airlines KrisFlyer or a luxury hotel stay with Hyatt.
• Other Options: Redeem points for cash back, gift cards, or purchases with brands like Manzana o Amazonas a través de Shop through Chase.

Travel and Purchase Protections

The Chase Sapphire Preferred offers peace of mind with a suite of travel and purchase protections:

• Primary Auto Rental Collision Damage Waiver: Decline the rental company’s insurance and charge the rental to your card for coverage up to $60,000 for theft or collision damage (most vehicles with an MSRP of $125,000 or less).
• Trip Cancellation/Interruption Insurance: Get reimbursed up to $10,000 per person and $20,000 per trip for prepaid, nonrefundable expenses if your trip is canceled or interrupted for covered reasons like illness or severe weather.
• Trip Delay Reimbursement: If your trip is delayed by 12+ hours or requires an overnight stay, you’re covered for up to $500 per ticket for expenses like meals and lodging.
• Baggage Delay Insurance: Receive up to $100 per day for 5 days for essential purchases if your luggage is delayed over 6 hours.
• Protección de compra: Covers new purchases for 120 days against damage or theft, up to $500 per item.
• No Foreign Transaction Fees: Use your card abroad without incurring extra charges, saving you up to 3% on international purchases.

Beneficios adicionales

• $50 Annual Chase Travel Hotel Credit: Receive up to $50 in statement credits each account anniversary year for hotel stays booked through Chase Travel℠. This effectively reduces the annual fee to $45.
• 10% Anniversary Bonus: Earn bonus points equal to 10% of your total purchases from the previous year (e.g., $25,000 in spending earns 2,500 bonus points).
• Complimentary DashPass: Enjoy at least one year of free DoorDash DashPass, unlocking $0 delivery fees and lower service fees on eligible orders (activate by December 31, 2027).
• Travel and Emergency Assistance: Access legal, medical, or emergency travel assistance when you’re away from home (cardholder covers service costs).

Why You’ll Love This Card

The Chase Sapphire Preferred is more than a credit card—it’s a gateway to unforgettable experiences.

Whether you’re planning a bucket-list trip to Europe, a weekend getaway, or simply enjoying a night out at your favorite restaurant, this card maximizes your spending with rewards that align with your lifestyle.

The ability to transfer points to top-tier travel partners like Virgin Atlantic o IHG means you can stretch your points further, potentially scoring business-class flights or luxury hotel stays for a fraction of the cost.

For example, transferring 86,000 points to Singapore Airlines KrisFlyer could secure a one-way first-class ticket from New York to Frankfurt, an experience that typically costs thousands of dollars.

Or, transfer 88,000 points to Southwest Rapid Rewards for two round-trip tickets to Hawaii, with minimal taxes and fees.

The card’s travel protections are a game-changer, offering security for both frequent and occasional travelers.

From covering unexpected trip delays to protecting your rental car, these benefits can save you hundreds or even thousands of dollars.

Plus, with no foreign transaction fees, it’s the perfect companion for international adventures.

The $95 annual fee is easily offset by the $50 hotel credit, the value of the sign-up bonus, and the ongoing rewards.

If you spend moderately on travel and dining—say, $1,000 a month—you could earn 24,000 points annually in those categories alone, worth $300 when redeemed through Chase Travel℠.

Add in the anniversary bonus and DashPass savings, and the card pays for itself.

How to Apply and Maximize Your Rewards

Ready to join the millions who’ve made the Chase Sapphire Preferred their go-to travel card? Here’s how to apply and get started:

Eligibility and Application

• Credit Score: A credit score of 670 or higher is recommended, though some with lower scores have been approved.
• Chase 5/24 Rule: You may be denied if you’ve opened 5 or more credit cards from any issuer in the past 24 months. Check your status before applying.
• Sapphire Restrictions: You’re ineligible if you currently hold a Sapphire card (Preferred or Reserve) or received a Sapphire welcome bonus in the past 48 months.
• Aplicar en línea: Visita el Chase Sapphire Preferred application page to apply. Ensure your income and credit history support the minimum $5,000 credit limit (Visa Signature requirement).
• Instant Access: Add your card to digital wallets like Apple Pay o Google Pay for immediate use upon approval.

Tips to Maximize Your Card

1. Meet the Sign-Up Bonus: Spend $4,000 in 3 months by charging everyday expenses like groceries, dining, or travel to your card. Avoid unnecessary purchases, but plan big expenses (e.g., taxes or insurance premiums) to hit the threshold.
2. Use for Travel and Dining: Always use your card for travel and dining to earn 2X points. Combine with other Chase cards like the Chase Freedom Unlimited® to pool points for greater value.
3. Book Through Chase Travel: Redeem points for travel to get 25% more value, or transfer to partners for high-value redemptions. Check for transfer bonuses, which can boost your points by up to 50%.
4. Leverage Perks: Use the $50 hotel credit annually, activate DashPass, and rely on travel protections for peace of mind.
5. Monitor Your Account: Enroll in Chase Credit Journey® for free credit score monitoring and identity alerts.

Is It Worth It?

The Chase Sapphire Preferred® Card is a no-brainer for anyone who travels at least once a year or frequently dines out.

The sign-up bonus, rewards structure, and travel benefits far outweigh the $95 annual fee, especially with the $50 hotel credit and DashPass perks.

If you don’t travel or dine out often, a cash-back card like the Chase Freedom Flex® might be a better fit.

Don’t miss out on this opportunity to turn your spending into extraordinary experiences. Apply for the Chase Sapphire Preferred® Card today and start earning rewards that take you further. Where will your points take you next?

Disclaimer: Terms and restrictions apply. See Chase.com for full details. Offers subject to change.

Escrito por Gabriel Updated on abril 18, 2025